Beyond Investments: Protecting and Growing Your Wealth for Generations
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Webinar Originally Presented on
Wednesday, August 13, 2025
Beyond the Basic:
Advanced Life Insurance Strategies for Wealth Transfer & Tax Efficiency
Unlocking the Full Potential of Life Insurance for Affluent Individuals and Business Owners
The Hidden Power:
Tax Advantages of Life Insurance
We offer wealth accumulation, retirement planning, and estate planning to meet your financial goals.
Tax-Deferred Cash Value Growth
No annual taxes on growth.
Tax-Free
Withdrawals
/Loans
Access cash value tax-free (properly structured)
Tax-Free Death Benefit
Received by beneficiaries tax-free
Presenter
— Eric W. Smith
Managing Director
Having been involved in an eclectic array of transactions across the country, Eric (E. Walter) Smith brings almost four decades of experience in the insurance and financial services marketplace. Mr. Smith's exposure to such a diverse marketplace has afforded him the opportunity to sit on various panels discussing financial strategies with high net worth professionals and non-profits, consult with recording artists about marketing and contract negotiations, and write for various publications about natural approaches to healthcare. This wide-reaching background serves as a catalyst for innovative thinking and his ability to truly recognize and be a part of "the next big thing." He specializes in answering the questions, "What happens if I live too long, die too soon, or get sick along the way? How can I have a tax-free retirement and design a legacy whereby I'll be able to "Say Goodbye with a Smile?"
It is not every day that you come across a patient insurance agent. Eric took the time to help us determine how much insurance we really needed. The last policy we had, we just "picked a number out of the sky!" We'll keep this policy because we know that we bought what we really needed.
Retired Engineer
Got Question?
We've got answers
One of the major differences between The EWS Financial Group and some of the other firms you might consider is that we take the time to listen. We know you have questionsOnce we understand what your goals are, we can begin to develop a solution that will meet your needs.
Does life insurance offer any living benefits?
Several of the policies that we offer include Living Benefit riders. Often time referred to as an Accelerated Death Benefit, these riders allow the insured to accelerate a portion of their Death Benefit if they are diagnosed with a terminal or chronic illness, or suffer from a critical illness.
I have enough life insurance and annuities. What else do you offer?
We have several referral and affiliate relationships that provide other opportunities for you to be able to build wealth.
I want to make sure that my grand kids are set for life. What do you have for them?
There are several ways to leave a legacy for your grandchildren. Depending on how detailed your plan is, I can assist you in looking at the options that are available to you, and introduce you to the other team of professional that will help you make you dreams come true.
Can you help me find money to start my business?
When structured properly, a life insurance policy can serve as your personal bank. If you have a permanent life insurance policy that has accumulated cash value, then you have several options that are available for funding your new venture.